David B. Layo, CFP® believes financial planning starts with listening. Every conversation begins with understanding what matters most—family, security, freedom, and the peace of mind that comes from knowing there’s a plan in place.
As a CERTIFIED FINANCIAL PLANNER® professional, David is held to a fiduciary standard. His promise is simple: every recommendation is made in your best interest, without pressure, shortcuts, or conflicts. The goal is not just to make decisions, but to make the right decisions—for you.
David understands that financial choices are often tied to real-life moments—career changes, retirement transitions, family responsibilities, and unexpected turns. His role is to bring clarity and calm to those moments, helping clients feel confident and supported as their lives evolve.
As a graduate of West Chester University and former collegiate baseball player, David brings a disciplined, long-term mindset to his work—one shaped by preparation, accountability, and teamwork. Outside the office, he enjoys spending time on the golf course and exploring the outdoors through hiking, pursuits that reflect his belief in patience, perspective, and steady progress over time.